In numbers
Trusted by leading Nordic companies
Most accurate
Our credit rating models are the most accurate on the market. Enabling your company to say yes to more customers without increasing risk.
Adapted to your industry
Credit models used for banks and Telco's should not be the same. Our industry specific models ensures that relevant risks are captured. Increasing acceptance rate without increasing risk.
Include personal information
Enrich the customer assessment with data from your own systems or directly from the applicant. Bislab's models incorporate it all; get a assessment that reflects the full picture, not just registry data.
How it works
Advanced modelling
Bislab uses advanced statistical modelling to extract the maximum amount of informational value in the underlying data. Models are updated with and versioned continiously.
Industry specific models
With industry specific models you get risk assessments tailored to the outcomes you care about with training population and policy rules most relevant to your business outcomes.
Broader data universe
Use personal information such as bank transactions and loan registers (with user consent) to include real time information in the assesment.
Include your own data
Include you own customer data real time for more accurate risk assessments tailored to your specific business and policy rules.
Cross Nordic
Our solutions are easy to integrate cross markets, with the same API, data and scoring structure to help your risk department be more effective and make better decisions.
Fully documented & compliant
All our credit models are documented in detail and fully compliant with all relevant laws and regulations. Bank ready and approved.
Credit rating
Credit rating delivered as AAA rating, Normalized score (0-100), Probability of default, Raw Score and score explanation
Credit limit
Suggested credit limit calculated based on several risk factors and company assets.